The philosophy of PFRS is always to help our customers focus on their core institutional and business activities by taking over the burden of negotiating and administering complex insurance contracts from them.
Recognizing your needs and considering you as our potential prestige account customer, we strive to give you the best, ethical and professional insurance brokerage services through the following key activities at no additional cost save for the cost of the insurance contract.
Contract Negotiation
As insurance brokers we have a duty to perform tasks relating to the development, distribution, collection and evaluation of insurance needs for your insurable risks. This includes the soliciting of the agreement between the selected insurance company and you.
Contract Administration
This includes checking the adequacy, consistency and inclusiveness of the insurance covers and ensuring that all your claims are handled to your total satisfaction.
Consulting & Training
We provide consultancy services on your overall insurance policy management system cycle. In addition, we will work to create awareness in your entire organization on the various requirements and procedures that staff members should follow to have a valid insurance cover and claim request.
Risk Management
This includes identification, measurement and controlling or mitigating the impact of the business inherent risks. Moreover, we review existing risk control measures and give necessary recommendations. We also examine all insurance policies with regards to rationalisation of basic rate and widening covers. The process also includes application of suitable clauses, warranties and conditions, etc.